Long-term gains stack on your ordinary income across the 0 / 15 / 20% bands. Short-term gains are ordinary; unrecaptured § 1250 is capped at 25%; NIIT adds 3.8%.
0 / 15 / 20%, by where it lands above your ordinary income. A loss is negative.
Ordinary rates. A loss is negative.
Ordinary rates capped at 25% (§ 1(h)). The property sale tool derives it from a sale.
1099-INT box 1 — ordinary rates.
1099-DIV box 1a less box 1b — ordinary rates.
1099-DIV box 1b — the 0 / 15 / 20% bands.
Received while a resident of a part-year state (IT-203 NY column). Blank = prorated by resident days.
Dividends include qualified. Net gain is short + long-term; a loss is negative.
Sign in and the tool measures against your saved return instead.
NIIT (§ 1411) and the 0 / 15 / 20% bands depend on everything else on the return.
Total tax on your 2025 return
$—
Enter a gain, loss, or dividend.