One W-2, priced inside your full return. 2025 / 2026 tax years.
Before any pre-tax payroll deduction.
Deferrals at every employer share one § 402(g) limit.
Box 12 D. Out of federal wages, not FICA — § 3121(a)(5).
Box 12 W. Out of federal wages and FICA.
Box 2.
Above the line; the § 219(g) phase-out is applied against your full return.
Sets the § 223 limit.
Form 8889. Federal deduction only — no FICA savings outside a § 125 plan.
Excess still in the account. The § 4973 6% excise applies to what remains.
Taxed as this employer's wages. Blank on every W-2 → spread pro rata.
Age-based catch-up limits use the birth year on People.
Sign in and the tool measures against your saved return instead.
Total tax on your 2025 return
$—
Enter wages to see your return.
Own a rental? Cost segregation can cut this tax bill.
An engineered study moves 20–25% of basis into 5- and 15-year classes.