PITI and the year's interest. Deductibility under § 163 is priced on your return — residence, rental or investment.
For LTV and PMI here only — saved on the property, not the loan.
Auto-derived from purchase price + down payment. Edit directly for refis or a custom loan structure.
Qualified residence interest on Schedule A — $750,000 acquisition-debt limit ($1M before 2017-12-16), on average balances.
Saved once — every year of the loan is priced from these dates.
Points and other financing costs from the closing disclosure.
Feeds the SALT deduction (Schedule A).
Paid off, sold or refinanced away — interest stops here.
Box 1 interest (plus interest prepaid at closing) and box 5 mortgage insurance. A year entered here replaces the schedule's estimate.
Sign in and the tool measures against your saved return instead.
Monthly payment
$—
Enter a loan amount to see your payment + year-1 interest.
2026 interest
$—
From the amortization schedule
Deductible this year
$—
2026 average balance
$—
Lifetime